Bank Analysis School - Case Study & Resources

Total Liabilities & Capital

209,026,000

208,581,000

113,839,098

69,942,929

56,139,644

-0.58

0.21

Memoranda: Officers, Shareholder Loans (#) Officers, Shareholder Loans ($) Held-to-Maturity Securities Available-for-Sale Securities Non-Interest Bearing Deposits Estimate of Uninsured Deposits Deposit Accounts > $250M Brokered Reciprocal Deposits Listing Service Deposits LN&LS in Foreign Offices Loans Held for Sale (HFS) Loans Held for Investment (HFI) Allowance for Credit Losses (ACL): ACL on LN&LS HFI All Brokered Deposits

4

5

4

5

4

219,000

35,000

41,465

37,218

31,174 231.82 525.71

91,327,000 25,976,000 83,020,000 151,592,000 156,768,000

98,201,000 27,093,000 128,079,000 166,017,000 170,922,000

16,592,544 30,832,033 67,731,539 88,561,518 92,352,297

13,842,946 13,909,810 42,027,515 51,103,781 54,953,157

15,487,443 7,587,347 39,549,780 43,473,475

-2.11 -7.00 -2.42 -4.12 -2.36 -8.69 -2.44 -8.28 N/A N/A N/A N/A N/A N/A N/A N/A 2.94 12.03

39,766,462 -13.56 -35.18

0 0 0

0 0 0

0 0 0

0 0 0

0 0 0

7,878,000

6,161,000

5,009,015

3,139,090

2,095,046 13.75 27.87

0

0

0

0

0

74,249,000

66,275,000

45,180,806

33,149,303

28,338,280

636,000

423,000

447,765

304,803

280,903 14.18 50.35

ACL on AFS/HTM Sec ACL on Other Fin Assets ACL on Off Bal Sheet Exp

6,000

6,000

391

N/A N/A

N/A 0.00

0.00

0

0

0

N/A

N/A N/A

304,000 946,000

171,000 600,000

120,796 568,952

67,654 372,457

55,183 14.72 77.78 336,086 14.25 57.67

Total ACL

Less: ACL for Purch Cred-Deterior Less: ACL for AFS Securities Less: Allocated Transfer Risk Resv

0 0 0

0 0 0

0 0 0

N/A N/A

N/A N/A

N/A N/A N/A N/A N/A N/A

0

0

Total Adjusted ACL

946,000

600,000

568,952

372,457

336,086 14.25 57.67