Bank Analysis School - Case Study & Resources

Insured Commercial Bank Peer Group Descriptions Peer Group Number Average Assets for Latest Quarter

Number of Banking Offices

Number of Banks

Location

1 2 3 4 5 6 7 8 9

In excess of $100 billion

- - -

- - -

30

Between $10 billion and $100 billion Between $3 billion and $10 billion Between $1 billion and $3 billion Between $300 million and $1 billion Between $100 million and $300 million

115 239 523 242 399 227 310

- -

- -

1,319

3 or more

Metropolitan area

Between $100 million and $300 million 3 or more Between $100 million and $300 million 2 or fewer Between $100 million and $300 million 2 or fewer

Non-metropolitan area

Metropolitan area

Non-metropolitan area

16 37 99

10 11 12 13 14 15 16 17

Between $50 million and $100 million Between $50 million and $100 million Between $50 million and $100 million Between $50 million and $100 million

3 or more 3 or more 2 or fewer 2 or fewer 2 or more 2 or more

Metropolitan area

Non-metropolitan area

Metropolitan area

Non-metropolitan area

237

7

Less than $50 million Less than $50 million Less than $50 million Less than $50 million

Metropolitan area

22 46 84

Non-metropolitan area

1 1

Metropolitan area

Non-metropolitan area

Less than $750 million. Each DeNovo bank is grouped by the year of opening with other DeNovo banks for a period of five years subject to the asset limitation. Each DeNovo peer group is described by its year, e.g. 2006, 2007, 2008, etc.

DeNovo

Earnings -7 of 18