Bank Analysis School April 2025

Internal Use Only

Today’s Risks ( 2024 FDIC Risk Review) • Interest Rate Environment - Net Interest Margin Compression • Credit risk (CRE) • Liquidity, Deposits, Funding • Cyber threats • Crypto-Asset Risks • Nonbank Growth

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Internal Use Only

Examination Process CAMELS Framework / Ratings

Risk-Focused Approach Continuous Monitoring

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