BSA-AML Examiner School eBook

Internal Use Only

Example 5: SAR filed for suspicion concerning source of funds regarding a cash deposit by Linda Bryant into account 69654 at the main office. Bryant deposited $25,000 cash into account 69654 on 7-10-2019. The deposit was entirely comprised of $100s. Bryant is a retired county clerk. She told branch staff that the cash had been in a safe at her home and that her daughter advised she bring it in to the bank to deposit it. Regardless of whether or not the cash had been in a safe in her home, it still doesn’t explain how a retired county clerk had $25,000 in $100s to deposit.