BSA-AML Examiner School eBook

Internal Use Only

SAR Decision Flowchart Example

Should You File Suspicious Activity Report?

YES

Do transactions support the account’s stated purpose?

NO Is there a reasonable explanation for the unusual transaction? Candidate for SAR filing Contact BSA/AML Officer

Customer less likely to be involved in criminal activity

Is the customer associated with any adverse media?

NO

YES

NO

Transaction Alert

YES

Internal Use Only

SAR Decisions