BSA/AML Examiner School - Case Study Oct 2023

SOURCE SUBJECT NAME

TRANSACTION DATE RECEIVED DATE Days

CASH IN CASH OUT CASH IN TOTALS CASH OUT TOTALS

STORE MANAGER, GENERAL STORE/MONEY SERVICE CASHIER, GENERAL STORE/MONEY SERVICE CASHIER, GENERAL STORE/MONEY SERVICE Cashier, GENERAL STORE/MONEY SERVICE CASHIER, GENERAL STORE/MONEY SERVICE STORE MANAGER, GENERAL STORE/MONEY SERVICE

2/28/2022

3/1/2022

1 $29,900 1 $10,160 3 $13,500 1 $13,000 5 $13,900 1 $23,600

BCTR SANDRA ALONZO/JEFERS/ANDER, TIA MARKET II INC BCTR SANDRA ALONZO/JEFERS/ANDER, TIA MARKET II INC BCTR SANDRA ALONZO/JEFERS/ANDER, TIA MARKET II INC BCTR SANDRA ALONZO/JEFERS/ANDER, TIA MARKET II INC BCTR SANDRA ALONZO/JEFERS/ANDER, TIA MARKET II INC BCTR SANDRA ALONZO/JEFERS/ANDER, TIA MARKET II INC

2/23/2022 2/24/2022

5/6/2022 4/5/2022

5/9/2022 4/6/2022

3/16/2022 3/21/2022

2/28/2022

3/1/2022

$104,060

$0

BCTR CASTANZA/ADAM/A, DORA MARINA LLC BCTR CASTANZA/ADAM/A, DORA MARINA LLC BCTR CASTANZA/ADAM/A, DORA MARINA LLC BCTR CASTANZA/ADAM/A, DORA MARINA LLC BCTR CASTANZA/ADAM/A, DORA MARINA LLC BCTR CASTANZA/ADAM/A, DORA MARINA LLC BCTR CASTANZA/ADAM/A, DORA MARINA LLC BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M BCTR MARTINEZ/BERTA, ORTIZ/JUAN/M

STORE OWNER, RETAIL/MONEY SERVICE RETAIL/MONEY SERVICE, STORE OWNER RETAIL/MONEY SERVICE, STORE OWNER RETAIL/MONEY SERVICE, STORE OWNER RETAIL/MONEY SERVICE, STORE OWNER RETAIL/MONEY SERVICE, STORE OWNER RETAIL/MONEY SERVICE, Store Owner

9/15/2021 9/17/2021

2 2 2 1 1 2 1 2 5

$50,000 $12,000 $20,000 $20,000 $20,000 $11,000 $12,500 $40,661 $14,312 $14,878 $10,224

9/7/2021 9/1/2021

9/9/2021 9/3/2021

8/30/2021 8/31/2021 8/26/2021 8/27/2021 6/29/2021 6/30/2021 4/18/2022 4/20/2022 6/23/2021 6/28/2021 6/16/2021 6/28/2021 3/19/2021 3/22/2021 3/16/2021 3/17/2021 1/13/2021 1/15/2021 12/18/2020 12/23/2020 12/11/2020 12/14/2020 12/9/2020 12/10/2020 10/9/2020 10/13/2020 5/21/2021 5/22/2021 3/22/2021 3/23/2021 11/23/2020 11/24/2020 9/28/2020 9/29/2020 8/2/2021 8/4/2021 5/5/2021 4/1/2021 5/6/2021 4/2/2021

$0

$145,500

STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE STORE MANAGER, STORE OWNER/MONEY SERVICE, STORE STORE MANAGER, STORE OWNER/MONEY SERVICE, STORE STORE MANAGER, STORE OWNER/MONEY SERVICE, STORE STORE MANAGER, STORE OWNER/MONEY SERVICE, STORE STORE MANAGER, STORE MANAGER, STORE OWNER/MON STORE MANAGER, STORE MANAGER, Store Owner/Money STORE MANAGER, STORE MANAGER, STORE OWNER/MON STORE MANAGER, STORE MANAGER, STORE OWNER/MON STORE MANAGER, STORE MANAGER, Store owner/Money STORE MANAGER, STORE MANAGER, STORE OWNER/MON

12

1

1 $15,125

3 $14,684 $25,000

1 $27,912 2 $12,480

5 $10,573 $80,687

3

$25,000

1 $11,140

4 1

$68,458 $106,172

1 $35,895 $33,313 1 $11,834 $155,008 1 $16,978 $141,100 1 $19,811 $174,532 2 $16,545 $18,263 3 $14,557 $106,033 2 $29,713 $71,923 1 $17,343 $77,275 1 $96,685

STORE MANAGER, STORE MANAGER, CASHIER, STORE OWN 10/13/2020 10/14/2020

11/15/2021 11/17/2021

7/1/2021

7/2/2021

4/9/2021 4/12/2021 3/15/2021 3/17/2021 10/19/2020 10/20/2020

2/26/2021 7/5/2022

3/1/2021 7/6/2022

3

$86,848

$254,590

$1,346,372

BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GROCERY STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, Grocery Store/Money Service BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC GROCERY STORE OWNER, GENERAL STORE/MONEY SERVIC BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC GENERAL STORE/MONEY SERVICE, GENERAL STORE/MONE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC store owner, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL SOTRE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERALSTORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE BCTR LARROZ RAMIREZ/SABIO, SALAMANKA MARKET II INC STORE OWNER, GENERAL STORE/MONEY SERVICE

1 $24,800 1 $16,600 3 $13,760 5 $11,230 6 $15,360 1 $22,650 1 $13,700 1 $36,800 2 $36,050 2 $18,700 3 $22,950 6 $10,600 8 $32,100 2 $26,900 1 $12,160 1 $45,070 2 $19,050 3 $22,400 1 $28,650 1 $17,070 1 $12,750 6 $11,640 1 $17,620 2 $36,900 1 $33,700 1 $11,700 1 $39,625 1 $37,560 1 $14,885 1 $29,100 3 $21,200 1 $11,750 1 $12,290 1 $23,650 5 $10,370 1 $15,000 1 $34,010 1 $31,960 1 $12,550 3 $16,850 1 $22,770 2 $36,800 1 $38,700 1 $12,185 1 $37,680 1 $26,800 2 $20,060 1 $21,800 1 $17,100 1 $12,150 1 $16,300 2 $23,080 1 $19,141 1 $25,600

6/28/2022 6/29/2022 6/14/2022 6/17/2022 6/8/2022 6/13/2022 5/23/2022 5/24/2022 5/17/2022 5/18/2022 5/16/2022 5/17/2022 5/9/2022 5/11/2022 5/27/2022 6/2/2022

5/3/2022 5/2/2022 4/27/2022 4/25/2022

5/5/2022 5/5/2022 5/3/2022 5/3/2022

4/18/2022 4/20/2022 4/12/2022 4/13/2022 4/11/2022 4/12/2022

4/4/2022 4/1/2022

4/6/2022 4/4/2022

3/21/2022 3/22/2022 3/10/2022 3/11/2022

3/2/2022 3/1/2022

3/3/2022 3/7/2022

2/24/2022 2/25/2022 2/22/2022 2/24/2022 2/14/2022 2/15/2022 2/9/2022 2/10/2022 1/27/2022 1/28/2022 1/24/2022 1/25/2022 1/21/2022 1/24/2022 1/19/2022 1/20/2022 1/11/2022 1/12/2022 12/21/2021 12/22/2021 12/20/2021 12/21/2021 12/13/2021 12/14/2021 12/1/2021 12/2/2021 11/26/2021 11/29/2021 11/22/2021 11/23/2021 11/15/2021 11/17/2021 11/9/2021 11/10/2021 11/4/2021 11/5/2021 11/2/2021 11/3/2021 10/25/2021 10/26/2021 10/5/2021 10/7/2021 10/4/2021 10/5/2021 9/27/2021 9/28/2021 9/14/2021 9/15/2021 9/13/2021 9/14/2021 2/7/2022 1/31/2022 2/8/2022 2/1/2022 1/3/2022 1/4/2022 1/3/2022 12/29/2021

9/7/2021

9/9/2021

8/30/2021 8/31/2021 8/23/2021 8/24/2021