BAS Presentations - March 2023

Based on the preceding UBPR ratios, how would you describe the level of loan losses at Sunny State Bank over the last few years?

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Learning Objectives

1 – Importance of AQ / Impact on Other Components

2 – Asset and Loan Categories

3 – Asset Classification / Problem Assets

4 – Loan Underwriting and Administration

5 – Allowance for Credit Losses

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