BAS Presentations - March 2023

How do Banks Fail?

Interest rate risk materializes

Asset quality issues

Fraud

or

or

Weak earnings

Capital

Liquidity

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Learning Objectives

1 – Importance and Impact on Other Components

2 – Asset and Loan Categories

3 – Asset Classification / Problem Assets

4 – Loan Underwriting and Administration

5 – Allowance for Credit Losses

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