BAS Presentations - March 2023

3/1/2023

Dig Deeper!

UBPR/Call Report

General ledger (more detailed breakout of accounts)

Management conversation topics • Past performance • Competitive environment/challenges • Budget & strategic initiatives

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Determine “Core” Earnings

“

The quality of earnings may be diminished by undue reliance on extraordinary gains, nonrecurring events, or favorable tax effects.

” ”

‐ FDIC Risk Management Manual

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