BAS Presentations - March 2023

Chart 13

Despite Early Concerns at the Onset of the Pandemic, Noncurrent Rates Are at Low Levels

Noncurrent Rate Percent

18

Total Noncurrent Rate Commercial & Industrial

16

14

Construction & Development Other 1-4 Family Residential NonfarmNonresidential Real Estate Credit Cards

12

10

8

6

4

2

0

2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021

Source: FDIC. Note: Percent of loans that are 90 days or more past due or in nonaccrual status.

23