BAS Presentations - March 2023

3/1/2023

Purpose of Loan Discussion

Credit Underwriting and Loan Administration

Loan Loss Reserve Provisions

Credit Quality Problem Loan Recognition

Conformity to Loan Policy

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Purpose of Exit Meeting Discuss Examination Findings •Report Worthy •Worthy of Management’s Attention

Verify Examination Findings

Document Management Responses

Disclose Tentative CAMELS’ Component and Composite Ratings

Provide Guidance and Recommendations

Discuss Next Steps

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