BAS Presentations - March 2023

3/1/2023

Learning Objectives

Video Series Review (Kahoot!)

Current interest rate environment

What is interest rate risk and what does it look like?

Importance of deposit assumptions

Evaluate Sunny State Bank

33

Evaluating STMR at Sunny State Bank

Earnings & Capital

Position Asset/liability mismatch

Risk Management Practices

Sensitivity Rating

34

17