BAS Presentations - March 2023

3/1/2023

Learning Objectives

Video Series Review (Kahoot!)

Current interest rate environment

What is interest rate risk and what does it look like?

Importance of deposit assumptions

Evaluate Sunny State Bank

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Income Simulation Forecast Sophisticated “what if” budget

Economic Value of Equity Changes in market value of the balance sheet

Typically 1 ‐ or 2 ‐ year time horizon

Risk beyond 2 years

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