BAS Presentations - March 2023
Doritos Bank Invested Heavily in Long-Term Bonds…
Which Resulted in a Mismatched Balance Sheet Structure
Extremely long ‐ term (national outlier)
Funding Structure: Short ‐ term time CDs and immediately re ‐ priceable non ‐ maturity deposits (savings and money market accounts) are fairly sensitive to interest rate changes due to intense local competition.
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