BAS Presentations - March 2023

3/1/2023

Learning Objectives

Video Series Review (Kahoot!)

Current interest rate environment

What is interest rate risk and what does it look like?

Importance of deposit assumptions

Evaluate Sunny State Bank

3

Short- and Long-Term Interest Rates are Rising (Timeline)

4.0%

3.0%

10 Year Treasury Rate (long ‐ term)

2.0%

Federal Funds Rate (short ‐ term)

1.0%

4

2