BAS Presentations - March 2023

3/1/2023

Liquidity Question #1

Which asset below is the most liquid? • Loans • Municipal securities • Interest-bearing bank balances • OREO – Other Real Estate Owned

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What Assets are Liquid? Cash & Due/Federal Funds Sold Interest ‐ Bearing Bank Balances U.S. Treasury & Agency Bonds Corporate Bonds Municipals (rated issues will be more liquid than smaller non ‐ rated issues) Loans (Government guaranteed loans and conforming real estate loans could potentially be sold)

Most liquid

Least liquid

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