BAS Presentations - March 2023
Tier 1 Capital = 28
LOW RISK ASSET BANK & TRUST
AVG. BOOK BALANCE
RISK FACTOR
WEIGHTED VALUE
Cash
50
0%
0
FHLB Bonds
500
20% 50%
100
1 ‐ 4 Family RE Loans Commercial Loans
0 0
0 0
100%
AVG. TOTAL ASSETS = 550
R ‐ W Assets = 100
TIER 1 CAPITAL
28
TIER 1 CAPITAL
28
AVG. TOTAL ASSETS 550 TIER 1 LEVERAGE RATIO 5.10%
TOTAL RISK ‐ WEIGHTED ASSETS
100
TIER 1 CAPITAL RATIO
28.00%
15
Tier 1 Capital = 28
HIGH RISK ASSET BANK & TRUST
AVG. BOOK BALANCE
RISK FACTOR
WEIGHTED VALUE
Cash
10 10 46
0%
0 2
FHLB Bonds
20% 50%
1 ‐ 4 Family RE Loans Commercial Loans
23
484
100%
484
AVG. TOTAL ASSETS = 550
R ‐ W Assets = 509
TIER 1 CAPITAL
28
TIER 1 CAPITAL
28
AVG. TOTAL ASSETS 550 TIER 1 LEVERAGE RATIO 5.10%
TOTAL RISK ‐ WEIGHTED ASSETS
509
TIER 1 CAPITAL RATIO
5.50%
16
8
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