BAS Case Study - March 2023

Sunny State Bank

AGRICULTURAL MIX & GROWTH

Agricultural Mix (Single Quarter)

Agricultural Loan Volume & Mix Over Time

800K 1.2M 1.6M 2M 2.4M 2.8M 3.2M

Quarter

2018Q4

Metrics

Farmland Ag Production

400K

25.2%

2013Q4

2014Q1

2014Q2

2014Q3

2014Q4

2015Q1

2015Q2

2015Q3

2015Q4

2016Q1

2016Q2

2016Q3

2016Q4

2017Q1

2017Q2

2017Q3

2017Q4

2018Q1

2018Q2

2018Q3

2018Q4

Agricultural Subsets as % of Tier 1 Capital + ALLL

Quarter

2018Q4

Farmland

Ag Production

100%

74.8%

80%

60%

40%

16%

20%

6%

Ag Mix and Subsets Qtr

2018Q4