BAS Case Study - March 2023

FDIC Certificate # OCC Charter # 0 Public Report Risk Based Capital ($000 Tier One Capital Total Equity Capital Adjusted - Ineligible Def Tax Assets - Ineligible Intangibles - Cumul Change F.V. Financial Liab Tier Two Capital + Qualif Debt and Redeem Pfd + Cumulative Preferred Stock + Allowable LN&LS Loss Allow + Unrl Gain Mktbl Eqy Sec (45%) + Other Tier 2 Capital Comp Net Tier One

SUNNY STATE BANK Capital Analysis--Page 11C

12/31/2018

12/31/2017

12/31/2016

12/31/2015

12/31/2014

N/A 327

N/A 262

N/A 253

N/A

7,076

58

0 7 0

0

0

0

0

N/A

N/A

N/A

N/A

6,585

6,559

6,892

7,135

7,069

N/A N/A 388 N/A N/A 388

N/A N/A 320 N/A N/A 320

N/A N/A 352 N/A N/A 352

N/A N/A 317 N/A N/A 317

0 0 0 0

404

Net Eligible Tier Two

404

Total RBC Before Deductions Tier One & Tier Two Tier Three & Fin Sub Adj - Deductions for Total RBC Total Risk-Based-Capital Risk-Weighted Assets On-Balance Sheet Category Two - 20% Category Three - 50% Category Four - 100% Total On-Balance Sheet Memo: Category One - 0%

6,973

6,879

7,244

7,452

7,473

N/A N/A

N/A N/A

N/A N/A

N/A N/A

N/A

0

6,973

6,879

7,244

7,452

7,473

5,315 15,280 23,664 45,121 1,890

5,583 14,909 23,650 45,154 4,630

5,498 13,477 27,283 47,251 2,658

4,994 12,934 26,163 45,180 3,488

6,006 11,840 24,795 42,641 3,645

Off-Balance Sheet Category Two - 20% Category Three - 50% Category Four - 100% Total Off-Balance Sheet Memo: Category One - 0% Adjustments to Risk-Wgt Assets Risk-Weighted Asset Before Ded - Excess Allowable LN&LS Loss Al - Allocated Transfer Risk Reserve + Mkt Risk Asset & Fin Sub Adj Total Risk-Weighted Assets

0

0 0

0 0

0 0

0 0

464

2,769 3,232

15 15 15

22 22 23

22 22

22 22

0

0

0

48,354

45,169

47,273

45,203

42,663

0 0

0 0

0 0

0 0

0 0 0

N/A

N/A

N/A

N/A

48,354

45,169

47,273

45,203

42,663

Made with FlippingBook Online newsletter creator