BAS Case Study - March 2023
FDIC Certificate # OCC Charter # 0 Public Report Percent of Average Assets Loans Held For Sale Loans Not Held For Sale Less: LN&LS Allowance Net Loans & Leases Interest-Bearing Bank Balances Federal Funds Sold & Resales Trading Account Assets Held-to-Maturity Securities HTM Securities Allowance Available-for-Sale Securities Marketable Equity Sec at FV Total Earning Assets Nonint Cash & Due From Banks Premises, Fix Assts & Cap Leases Other Real Estate Owned Dir & Indir Inv RE Ventures Inv in Unconsolidated Subs Acceptances & Other Assets Total Non-Earning Assets All NOW & ATS Accounts Money Market Deposit Accounts Other Savings Deposits Time Deps At or Below Insurance Limit Less: Fully Insured Brokered Deposits Fully Insured Brokered Deposits Time Deps Above Insurance Limit Deposits in Foreign Offices Federal Funds Purch & Repos Total Fed Home Loan Borrowings Total Other Borrowings Memo: Sht Ter N Core Funding Subordinated Notes & Debentures Acceptances & Other Liabilities Total Liabilities (Incl Mortg) Core Deposits Total Deposits Total Assets Standby Letters of Credit Liabilities Demand Deposits
SUNNY STATE BANK Balance Sheet Percentage Composition--Page 6
12/31/2018
12/31/2017
12/31/2016
12/31/2015
12/31/2014
BANK 0.10 55.04 0.43 54.71
PG 10 0.01 62.21 0.83 61.42
PCT
BANK 0.00 54.67 0.37 54.29
PG 10 0.08 61.63 0.84 61.06
PCT
BANK 0.12 54.85 0.40 54.56
PG 10 0.05 61.75 0.84 61.12
PCT
BANK 0.07 52.48 0.44 52.10
PG 10 0.05 60.43 0.89 59.69
PCT
BANK 0.00 50.35 0.43 49.92
PG 10 0.03 59.95 0.92 59.09
PCT
90 29 12 32 16 41 98 61
84 30
85 28
84 26 11 29
82 23 10 23
2
7
30
28
0.74 0.10 0.00 0.00 N/A
6.76 1.15 0.00 2.36 0.00
0.70 0.42 0.00 0.00 N/A
6.64 1.54 0.00 2.32 0.00
12 50 98 64
0.15 0.43 0.00 0.00 N/A
6.55 1.43 0.00 1.98 0.00
6
0.12 0.96 0.00 0.00 N/A
7.32 1.33 0.00 1.86 0.00
7
0.07 0.36 0.00 0.00 N/A
7.22 1.17 0.00 1.20 0.00
2
42 98 67
61 98 64
49 99 68
N/A
N/A
N/A
N/A
N/A
30.70
16.12 0.00
82
30.46
16.16 0.00
81
30.17
15.71 0.00
80
33.40
16.46 0.00
83
36.65
17.41 0.00
87
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
86.25
92.24
3
85.87
91.75
4
85.32
91.48
8
86.58
91.15
13
87.00
90.93
15
2.98 5.09 0.79 0.00 0.00 4.89
2.68 1.98 0.28 0.00 0.02 2.36 7.76
62 90 85 98 95 90 96 96
3.48 5.22 0.80 0.00 0.00 4.64
2.97 2.10 0.34 0.00 0.00 2.49 8.25
65 90 81 98 97 89 96 98
3.59 5.35 1.18 0.00 0.00 4.55
3.08 2.19 0.43 0.00 0.01 2.44 8.52
68 90 79 98 96 87 91 98
3.46 4.33 0.98 0.00 0.00 4.65
3.09 2.37 0.60 0.00 0.00 2.30 8.85
68 85 73 98 93 88 86 98
3.60 3.90 0.84 0.00 0.00 4.65
3.20 2.46 0.67 0.00 0.00 2.27 9.07
63 80 64 99 93 91 84 99
13.75 100.00
14.13 100.00
14.68 100.00
13.42 100.00
13.00 100.00
100.00
100.00
100.00
100.00
100.00
0.04
0.06
64
0.07
0.09
65
0.07
0.07
60
0.06
0.08
57
0.05
0.13
57
10.81 29.90 4.31 23.86 13.19 0.00 82.07 0.00 1.52
21.48 13.05 10.40 15.22 20.30 0.34 82.35 0.34 2.94 0.00 86.36
4
10.09 27.36 6.08 23.31 15.23 0.00 82.07 0.00 1.89
21.11 13.11 11.51 14.64 20.39 0.33 82.25 0.33 3.23 0.00 86.44
4
10.17 25.43 5.99 22.73 18.38 0.00 82.70 0.00 1.51
20.06 13.12 11.68 13.89 21.76 0.25 82.50 0.25 2.86 0.00 86.32
4
10.64 23.38 5.72 21.27 20.81 0.00 81.81 0.00 1.95
20.36 13.34 11.67 13.24 22.83 0.22 82.90 0.22 2.92 0.00 86.68
5
10.61 21.12 4.53 18.13 24.99 0.00 79.39 0.00 2.69
19.19 12.69 11.72 12.27 25.53 0.16 82.98 0.16 2.88 0.00 86.78
6
95 25 83 25 77 43 77 27 93 79 87 62 98 95 93 27
93 34 84 28 80 42 80 36 93 85 86 66 98 94 93 28
89 32 85 34 80 46 80 39 84 81 89 50 98 95 84 15 92 80 80 29
89 30 82 41 79 40 79 44 72 87 87 76 97 96 77 22 92 78 79 26
87 22 77 53 81 26 81 55 83 91 86 85 99 97 84 15
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
83.59
83.96
84.20
83.77
82.08
2.73 4.20 0.00 4.15
0.24 1.54 0.01 3.74
1.25 4.72 0.00 4.36
0.15 1.50 0.01 3.45
0.41 4.61 0.00 2.03
0.13 1.55 0.00 2.89
0.11 5.21 0.00 5.05
0.19 1.57 0.01 3.22
0.54 7.33 0.00 6.96
0.22 1.55 0.00 3.30
0.00 2.02 92.54
0.00 0.51 89.45
0.00 2.05 91.99
0.00 0.54 89.22
0.00 2.11 91.33
0.00 0.51 89.20
0.00 2.18 91.27
0.00 0.50 89.53
0.00 2.07 92.01
0.00 0.44 89.74
Total Bank Capital & Min Int Total Liabilities & Capital Memo: All Brokered Deposits Insured Brokered Deposits
7.46
10.55 100.00
6
8.01
10.78 100.00
6
8.67
10.80 100.00
8.73
10.47 100.00
7.99
10.26 100.00
15
100.00
90
100.00
89
100.00
100.00
100.00
9
0.00 0.00
0.46 0.34
74 77
0.00 0.00
0.37 0.33
78 81
0.00 0.00
0.28 0.25
0.00 0.00
0.27 0.22
0.00 0.00
0.17 0.16
81 81
Loans HFS as a % Loans
0.18
0.02
91
0.00
0.13
84
0.22
0.08
85
0.13
0.07
84
0.00
0.04
82
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