BAS Case Study - March 2023

Sources and Uses of Funds

Instructions: Using the table below and page four of the UBPR, analyze changes in the balance sheet from 12/31/17 to 12/31/18 .

12/31/2018

12/31/2017

Difference

Source or Use?

Net Loans Securities* Interest-bearing Balances Fed Funds Sold Cash & Due Premises/Fixed Assets Other Real Estate Owned Other Assets

ASSET NET = *Includes U.S. Treasury & Agency, Municipals, Foreign Debt Securities, and All Other Securities Core Deposits

TCD’s Above Limit Brokered Deposits Fed Funds Purchased Borrowings Other Liabilities Total Capital

FUNDING NET =

What were the significant sources and uses of funds?

How did these balance sheet changes impact the liquidity position?