BAS Case Study - March 2023

Proforma Capital Calculations

12/31/18 Amended Call Report

Anticipated $1.5M Capital Raised

Post Offering Capital Position

Total Equity Less: AOCI

$6,912

1,500

$8,412

(738)

(738)

Subtotal

6,174

1,500

7,674

DTA Adjustment AOCI Adjustment

(327) 738

(327) 738

Tier 1 Capital

$6,585

1,500

$8,085

ALLL Adjustment

388

388

Total Capital

$6,973

1,500

$8,473

Average Assets

$80,548

1,500

$82,048

Risk-weighted Assets*

48,294

750

49,044

Tier 1 Leverage Ratio

8.18%

9.85%

Total Capital Ratio

14.44%

17.28%

Note: Calculations assume a static balance sheet. *Assume 50% risk weight for usage of new capital for illustration purposes.

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