2025 Supervisors Symposium

Stablecoin payments cut out the complex banking networks, demanding regulations, and countless fees found in traditional payment rails.

How Do Stablecoins Work?

Payment Initiated

Send Wallet

Receive Wallet

Stablecoin Conversion

Network Settlement

Stablecoin Conversion

Payment Received

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$

Initiate a payment or purchase using a wallet or stablecoin enabled payment app

Fiat converted to stablecoins via regulated exchange or provider Conversion fee (on-ramp)

Stablecoins are transferred peer-to peer or merchant to-merchant using a mobile wallet

Payment settles instantly across blockchain network Network transaction fee (“gas”)

Recipient wallet receives stablecoins instantly and can be stored there as a yield bearing asset

Stablecoins optionally converted back to fiat through exchange or bank Conversion fee (off-ramp)

Transaction completed. Funds are now available in the recipient’s end account

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STRATEGIC RESOURCE MANAGEMENT | CONFIDENTIAL

Peer-to-peer Payments with no Intermediaries

Transaction fees for stablecoins can be as low as 1-2 basis points (0.01% to 0.02%) depending on the blockchain used.

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STRATEGIC RESOURCE MANAGEMENT

STRATEGIC RESOURCE MANAGEMENT | CONFIDENTIAL