2025 Regulatory Summit

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2024 vs. 2025: A lot has changed in a year…

People are Policy

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Insights

Travis Hill on his priorities as Acting Chairman – • “Improve the supervisory process to focus more on core financial risks and less on process.” Miki Bowman on taking a fresh look at supervision – • “Supervision focused on material financial risks that threaten a bank's safety and soundness is inherently more effective and efficient. “ • “We should be cautious about the temptation to overemphasize or become distracted by relatively less important procedural and documentation shortcomings.” • “ Ratings must reflect risk, and yet we have seen gradual changes in supervisory approaches that have eroded the link between ratings and financial condition.”

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