2025 Regulatory Summit

9/3/2025

True or False?

Quiz Question

It is legal to discriminate against a loan applicant.

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Laws Governing Fair Lending

ECOA

FHA

 Race  Color  Religion

 Race  Color  Religion  Sex

Equal Credit Opportunity Act (ECOA) Fair Housing Act (FHA) Prohibited Bases

 Sex -UPDATED  National Origin  Age  Marital Status  Source of Income –Public assistance  Filing for protection under the Act

 National Origin  Familial Status  Handicap

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