2025 Regulatory Summit

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the organization and its members around financial regulatory policy and the growing role of innovative technologies in financial services. Kyle worked in and regulated community banks before joining CSBS in 2010. Early at CSBS, he led an effort to create a nationwide team of regulators who focused on identifying and monitoring risks to the financial system. He also served as a frequent instructor for state and federal examiners and led an interagency effort to develop new examination technologies. Before rejoining CSBS in 2024, Kyle led the regulatory industry practice at Appian, a Virginia -based technology services firm. Now back at CSBS, Kyle advances the missions of state regulators by promoting their policy objectives and supporting their adopti on of new regulatory technologies. Kyle is a graduate of the University of Northern Iowa, holds a master’s degree from the Darla Moore School of Business of the University of South Carolina and is an alumnus of the Graduate School of Banking at Colorado. Julie A. Williams Julie A. Williams is Executive Vice President responsible for Supervision and Regulation at the Federal Reserve Bank of Chicago. She directs the supervision and regulation of banking organizations of various size and complexity, including bank holding companies, state-chartered member banks, bank and savings and loan holding companies, financial holding companies and U.S. foreign bank branches within the Seventh Federal Reserve District. Julie is involved in multiple Federal Reserve System initiatives and s erves as a member on System leadership groups that provide input on strategic and policy issues related to supervision and significant supervisory matters. Williams is currently on a temporary assignment with the Federal Reserve Board of Governors’ Division of Supervision & Regulation serving as the acting officer responsible for community and regional bank supervision as well as data collections, reporting, and governance. In this role, Julie directly oversees the execution of the supervisory programs for institutions with assets below $100 billion by the twelve Federal Reserve Banks, contributes to the leadership of the Board's Division of Supervision and R egulation, and supports the priorities and information needs of the Vice Chair of Supervision and other members of the Board of Governors. Prior to becoming Executive Vice President, Julie was Senior Vice President in charge of the Large, Specialized and Regional division within the Supervision and Regulation department which includes the district’s largest bank holding companies, foreign ban king organizations, savings and loan holding companies and financial market utilities. Julie began her career at the Federal Reserve Bank of Chicago as the manager of the Bank Secrecy/Anti -Money Laundering Examination team. During her tenure at the Federal Reserve Bank of Chicago, Julie also served as Senior Vice President in charge of the C ommunity Banking Organizations and Consumer Compliance division, Vice President of the Consumer Compliance division and Assistant Vice President directing examiner teams responsible for safety and soundness, foreign banking organization supervision, and co untry analyses. Prior to joining the Federal Reserve Bank of Chicago, Julie worked as an associate with the bank consulting firm of Regulatory Compliance Associates, Inc. (REGCOM), served as a National Bank Examiner with the Office of the Comptroller of the Currency (OCC), and held various positions within a regional financial institution including Loan Officer, Commercial Credit Analyst, and Marketing Director.

Williams holds an M.B.A. from Governors State University in Illinois.