2022 Trust Forum Presentations

Internal Use Only

Key lifetime planning phases

Voya Cares helps guide you through each lifetime phase and the accompanying financial needs

Birth – 3 years old ƒ Early Intervention ƒ Long term planning including Special Needs Trust and life insurance ƒ Individual Education Plan drawn up

Adulthood 18+ ƒ Medical ƒ Housing ƒ Social life ƒ Education ƒ Employment

Planning for care later in life and beyond caregivers’ lifetime ƒ Letter of Intent ƒ Special Needs Trust ƒ Will ƒ Guardianship

Childhood and transitioning to adulthood 3 – 18 years old ƒ Individual Education Plan ƒ Education ƒ Transition planning ƒ Guardianship ƒ Workshops and adult education

Retirement ƒ Retirement savings ƒ Government benefits ƒ Beneficiary designations

5 For financial professional use only. Not for inspection by, distribution or quotation to, the general public.

Internal Use Only

Integrating Government benefits

Entitlement Benefits ƒ Social Security Retirement Income ƒ Social Security Disability Insurance (SSDI) ƒ Family Benefits: – Spouse, Ex-Spouse, Benefits for Children and Childhood Disability Benefits (CDB) ƒ Survivor Benefits- – CDB, Widow, Surviving Divorced Spouse and Dependent Parent ƒ Medicare

Public Assistance ƒ Supplemental Security Income (SSI) ƒ Medicaid ƒ Public Supports:

vs

– Supplemental Nutrition Assistance Program (SNAP) – Temporary Assistance for Needy Families (TANF) – Children’s Health Insurance Program (CHIP)

Note: Benefits may vary by state and jurisdiction.

6 For financial professional use only. Not for inspection by, distribution or quotation to, the general public.