2021 Ohio Bankers Day

2020 Top Suspicious Activity Information by Depository Institution

Fraud • Credit/debit card • Check • Consumer loan

Other Suspicious Activities • Transaction with no apparent economic, business, or lawful purpose • Suspicious use of multiple transaction locations • Identity theft • Two or more individuals working together Other Suspicious Activities • Identity theft • Transaction with no apparent economic, business, or lawful purpose • Counterfeit instrument • Account takeover

• ACH • Wire

Ohio

Fraud • Check • ACH • Credit/debit card • Consumer loan • Wire

Nationwide

UNCLASSIFIED//LAW ENFORCEMENT SENSITIVE

19

2020 Top Suspicious Activity Information by Depository Institution

Money Laundering • Suspicion concerning the source of funds • Transaction out of pattern for customer(s) • Suspicious EFT/wire transfers • Suspicious use of multiple accounts Money Laundering • Suspicious EFT/wire transfers • Suspicion concerning the source of funds • Transaction out of pattern for customer(s) • Suspicious use of noncash monetary instruments

Structuring • Transaction(s) below CTR threshold • Transaction(s) below BSA recordkeeping threshold • Alters or cancels transaction to avoid CTR requirement Structuring • Transaction(s) below • CTR threshold • Transaction(s) below BSA recordkeeping threshold • Alters or cancels transaction to avoid CTR requirement

Ohio

Nationwide

20

UNCLASSIFIED//LAW ENFORCEMENT SENSITIVE