2021 CSBS Community Bank Case Study Competition Journal

Executive Summaries

The University of Tennessee at Martin

T riStar Bank (“TriStar” or “the Bank”) has requested an assessment and evaluation of the company for purposes of reviewing the Bank’s loan portfolio composition, service to the community during the pandemic, and managing diversity, inclusion and economic fairness. This case study was written after collecting information from the Bank officials, Websites, and industry-related journal articles. The report includes, but is not limited to, the following topics: • Financial Analysis of TriStar Bank’s Loan Portfolio • TriStar’s Response to the COVID-19 Pandemic • Diversity, Inclusion, and Economic Fairness at TriStar Conclusions drawn from this case study are as follows: (1) TriStar’s loan portfolio composition

reflects its mission to diligently serve individuals and small businesses in its community; (2) TriStar worked swiftly in the early stages of the COVID-19 pandemic to provide assistance to community members who needed it most and to reopen the Bank’s lobbies; (3) TriStar’s community outreach initiatives and employee training programs demonstrate the Bank’s desire to equitably provide financial services to its community.

TriStar’s loan portfolio composition reflects its mission to diligently serve individuals and small businesses in its community

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