2019 Journal of Community Bank Case Studies

2019 COMMUNITY BANK CASE STUDY COMPETITION

Works Cited 2017 Annual Report. People’s Utah Bancorp, 2018, www.peoplesutah.com/Cache/1500109671. PDF?O=PDF&T=&Y=&D=&FID=15001096 71&iid=4048950. “2018 Community Bank Survey Results.” Home , 8 Mar. 2019, www.csbs.org/node/17881. “ABA Supports S. 2155 — the Economic Growth, Regulatory Relief and Consumer Protection Act — Because It Offers Targeted, Commonsense Fixes to Ill-Fitting Financial Regulations That Have Limited Banks’ Ability to Serve Their Customers, Clients and Communities.” S. 2155: The Economic Growth, Regulatory Relief and Consumer Protection Act, ABA, www.aba.com/Tools/Comm- Tools/ Documents/S2155HighlightsandTestimonials.pdf. “After Tax Reform, Many Corporations Will Pay Blended Tax Rate.” Internal Revenue Service , 7 Nov. 2017, www.irs.gov/newsroom/after-tax-reform-many-corporations-will-pay- blended-tax-rate. Allen, Jon. Personal Interview. 10 Apr. 2019. Bule, Marc. Personal Interview. 10 Apr. 2019. Clarke, Sarah. “People Are Flocking to These 10 States.” U.S. News &World Report , U.S. News &World Report, www.usnews.com/news/best-states/slideshows/the-10-fastest-growing- states-in-the-us-in-2018. Deseret News. “People’s Intermountain Acquires All Banner Bank Branches in Utah.” DeseretNews.com Deseret News, 10 Oct. 2017, www.deseretnews.com/article/865690747/People7s-Intermountain-acquires- all-Banner- Bank-branches-in-Utah.html. Dunkley, Amy. Personal Interview. 10 Apr. 2019. Jones, Ryan. Personal Interview. 10 Apr. 2019. Lee, Jasen. “Utah Economy among the Fastest Growing in U.S. Here’s Why.” DeseretNews.com , Deseret News, 28 Mar. 2019, www.deseretnews.com/article/900062887/utah-economy- among-the-fastest-growing-in- us-heres-why.html. Messina, Matthew. Personal Interview. 10 Apr. 2019. Olson, Mark. Personal Interview. 10 Apr. 2019. Pomerleau, Kyle. “US Corporate Income Tax Now More Competitive.” Tax Foundation , 12 Dec. 2018, taxfoundation.org/us-corporate-income-tax-more-competitive/. Rude, Darryle. Personal Interview. 10 Apr. 2019. Williams, Len and Mark Olson, “People’s Utah Bancorp Q4 and Year End Earnings” Conference Call , People’s Utah Bancorp, 29 Jan. 2019, http://www.peoplesutah.com/Cache/1500118018. PDF?O=PDF&T=&Y=&D=&FID=150 0118018&iid=4048950 “People’s Utah Bancorp Reports Fourth Quarter Results And Year-End 2018 Results; Announces Quarterly Dividend Payment.” Press Release , People’s Utah Bancorp, 28 Jan. 2019, www.peoplesutah.com/file/ Index?KeyFile=396507868. Perlich, Pamela S., et al. Utah’s Long-Term Demographic and Economic Projections Summary. University of Utah Policy Institute, July 2017, gardner.utah.edu/wp- content/uploads/Projections-Brief-Final.pdf. “Select Banks to Compare.” View— Uniform Bank Performance Report , Federal Financial Institutions Examination Council (FFIEC), 31 Dec. 2018, cdr.ffiec.gov/public/Reports/UbprReport. aspx?rptCycleIds=114,107,101,86,81&rptid=28 3&idrssd=984379&peerGroupType=&supplemental=.

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