2019 Journal of Community Bank Case Studies

2019 COMMUNITY BANK CASE STUDY COMPETITION

3 RD PLACE

Utah Valley

Introduction People’s Intermountain Bank has been a growing financial beacon for businesses and individuals alike in the State of Utah. Building stronger communities by creating meaningful relationships has been at the heart of People’s Intermountain Bank since its founding in 1913 and is currently one of its core principles. Since the passage of Dodd-Frank in 2010, tighter federal regulations have been an obstacle that community banks have faced as they strive to serve their communities. In May of 2018, S.2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) was passed with intent of regulatory relief for federally regulated financial institutions. This study aims to analyze the effects of this new legislation as it pertains to People’s Intermountain Bank. University People’s Intermountain Bank: Impact of EGRRCPA Provisions

Students: Carson Gilbert Cameron Roper Mark Brown Nate Terry Faculty Advisor: Mark Howell

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