2019 Journal of Community Bank Case Studies

Eastern Kentucky University

SECOND PLACE:

“Financial Technology Market Report and Data.” Venture Scanner , www.venturescanner.com/financial- technology. “Information on Complying with the Customer Due Diligence (CDD) Final Rule.” FinCEN , www.fincen.gov/ resources/statutes-and-regulations/cdd-final-rule. “Financial Technology Roadmap:Know the Road & Roadblocks.” ICBA , www.icba.org/solutions/thinktech/ roadblocks. “ICBA Policy Resolution: Fintech Charter.” ICBA , www.icba.org/advocacy/policy-resolutions/fintech-charter Koch, Timothy. Community Banking: From Crisis to Prosperity . Makawk Books, a Division of TWK Strategies, 2014. Labonte, Marc. Systemically Important or ‘Too Big to Fail’ Financial Institutions. Congressional Research Service. 18 Sept. 2018, fas.org/sgp/crs/misc/R42150.pdf Lux, Marshall, and Robert Greene. The State and Fate of Community Banking . Harvard Kennedy School, Feb. 2015, www.hks.harvard.edu/sites/default/files/centers/mrcbg/files/Final_State_and_Fate_Lux_Greene.pdf. McConnell, Mitch. “Senate Majority Leader McConnell on Dodd-Frank Financial Regulations.” C-SPAN , March 6th, 2018, www.c-span.org/video/?442063-3/senate-majority-leader-mcconnell-dodd-frank- financial-regulations&start=7. Millennial Banking Insights and Opportunities. FICO, 2019, www.fico.com/millennial-quiz/pdf/fico-millennial- insight-report.pdf. “The New Home Mortgage Disclosure Act (HMDA) Rule.” Mortgage Bankers Association , www.mba.org/issues/ residential-issues/the-new-home-mortgage-disclosure-act-rule. O’Brien, Sarah. “How the Banking Rule Rollback Will Affect Your Mortgage, Credit and More.” CNBC , 24 May. 2018, www.cnbc.com/2018/05/23/how-the-just-passed-banking-overhaul-bill-affects-consumers.html. Perkins, David, Darryl Getter, Marc Labonte, Gary Shorter, Eva Su, and Eric Weiss. Economic Growth, Regulatory Relief,and Consumer Protection Act (P.L. 115-174) and Selected Policy Issues . Congressional Research Service, 6 Jun. 2018, fas.org/sgp/crs/misc/R45073.pdf. Peters, Andy. “Here’s What Tax Reform Bill Will Cost Banks.” American Banker, 20 Dec. 2017, www.americanbanker.com/news/heres-what-tax-reform-bill-will-cost-banks. Peyton, Antony. “ US Community Banks Forge Alloy Labs Alliance.” Banking Tech , 8 Nov. 2018, www.bankingtech.com/2018/11/us-community-banks-forge-alloy-labs-alliance/. Prichard, Louis. Personal Interview. 25 Mar. 2019 Record of Meeting: Community Depository Institutions Advisory Council and the Board of Governors. Federal Reserve, 6 Nov. 2015, www.federalreserve.gov/aboutthefed/CDIAC-meeting-20151106.pdf. S. 2155 Has Been Signed Into Law: Here’s What It Means for Your Bank . ICBA, www.icba.org/docs/default-source/ icba/advocacy-documents/s-2155-what-it-means.pdf?sfvrsn=8. Shatz, Sanford. “An Overview of the Consumer Financial Protection Bureau’s Ability-to-Repay and Qualified Mortgage Rule.” Business Law Today, vol. 22, no. 3, Mar. 2013, pp. 1–4. EBSCOhost, search.ebscohost. com/login.aspx?direct=true&AuthType=ip,sso&db=bth&AN=90370813&site=ehost-live&scope=site&cust id=s8356098.

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