2019 Journal of Community Bank Case Studies

2019 COMMUNITY BANK CASE STUDY COMPETITION

Citations Congressional Research Service (CRS). Economic Growth, Regulatory Relief, and Consumer Protection Act (P.L. 115-174) and Selected Policy Issues Prepared David W. Perkins et al. Washington: Library of Congress, June 6, 2018 Available at https://fas.org/sgp/crs/misc/R45073.pdf Consolidated Reports of Condition and Income. Federal Deposit Insurance Corporation . 2016. Available at https://www.fdic.gov/regulations/resources/call/index.html Deloitte “US Current Expected Credit Losses (CECL) implementation insights” Available at https://www2.deloitte.com/ us/en/pages/financial-services/articles/us-current-expected-credit-losses-cecl.html Hassan, M. Kabir, and William Hippler. “National and regional trends in community banking.” Available at SSRN 2493726 (2015). Kahn, George A., et al. “The role of community banks in the US economy.” Economic Review (Kansas City) 88.2 (2003): 15-44 Kapinos, Pavel, Mitnik, Oscar and Christopher Martin. “Stress Testing Banks: Whence and Whither.” Federal Deposit Insurance Corporation . Available at https://www.fdic.gov/bank/analytical/cfr/2015/wp2015/2015-07.pdf Kish Annual Report, 2016 Available at http://ir.kishbancorp.com/Cache/1001222472 . PDF?O=PDF&T=&Y=&D=&FID=1001222472&iid=1020595 Lundberg, Mark and Faye Miller. “New credit losses standard in a nutshell” RSM Available at https://rsmus.com/ what-we-do/services/assurance/financial-reporting-resource-center/new-credit-losses-st McLaughlin, Partick, Sherouse, Oliver and Daniel Francis. “Dodd-Frank Is One of the Biggest Regulatory Events Ever” Available at https://www.mercatus.org/publications/regulation/dodd-frank-one-biggest-regulatory- events-ever Rappeport, Alan and Emily Flitter. “Congress Approves First Big Dodd-Frank Rollback” The New York Times 22 May 2018 Available at https://www.nytimes.com/2018/05/22/business/congress-passes-dodd-frank- rollback-for-smaller-banks.html Witkowski, Rachel. “Simpler capital rule for small banks proving hard to pull off” American Banker 14 March 2019 Available at https://www.americanbanker.com/news/simpler-capital-rule-for-small-banks-proving-hard-to- pull-off

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