2019 Journal of Community Bank Case Studies

Letter from John W. Ryan President & CEO Conference of State Bank Supervisors

On behalf of the Conference of State Bank Supervisors, I am pleased to present the Journal of Community Bank Case Studies, Volume IV . This publication showcases the outstanding work of the top undergraduate student teams who entered the 2019 Community Bank Case Study Competition. The information they provide offers a deep look into how a nationwide issue impacts the local community. This year, student teams examined how the Economic Growth, Regulatory Relief and Consumer Protection Act of 2018 has helped community banks foster economic growth. Their findings are particularly interesting, as the law contains several provisions designed to help community banks foster economic growth. This is the fifth year of our competition. It has grown from four student teams the first year to a competition of 58 undergraduate teams representing 44 colleges and universities this year. This year, we have four top teams, with a tie for third place. Our competition encourages young adults to engage in an experiential learning opportunity that allows them to network with local banks. The community banking industry and policymakers benefit from their solid work. It is for these reasons that I am pleased to present student papers in this Journal of Community Bank Case Studies.

Sincerely, John W. Ryan

President and CEO Conference of State Bank Supervisors

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