IT Examiner School, Seaside, CA

A "covered account" is:

• an account that a financial institution offers or maintains, primarily for personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions, and • any other account offered or maintained by the financial institution for which there is a reasonably foreseeable risk to customers or the safety and soundness of the financial institution from identity theft, including financial, operational, compliance, reputation or litigation risks.

Related Topics

• FIL-105-2008, Identity Theft Red Flags, Address Discrepancies, and Change of Address Regulations, October 16, 2008 • FIL-100-2007, Identity Theft Red Flags, November 15, 2007 • FIL-32-2007, Identity Theft , FDIC’s Supervisory Policy on Identity Theft, April 11, 2007 • FIL-27-2005, Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice, April 1, 2005 • FIL-7-2005, Guidelines Requiring the Proper Disposal of Consumer Information, February 2, 2005 • FIL-22-2001, Guidelines Establishing Standards for Safeguarding Customer Information, March 14, 2001